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Business Banking Fees

Miscellaneous Business Banking Fees                  (See Personal Fees)

Effective

 

 

Category/Description

   

Amount
(All fees per occurrence,
unless otherwise stated)

 

Analyzed Business Checking

Only the following fees will be included as part of the monthly analysis and will be offset by earning credits. Other fees
(see General Business Checking) may also be incurred.

 
Account Fees  
Earnings Rate .75%
Borrowing Rate 3.25%
Reserve requirement Waived
Monthly maintenance (per zero balance or analyzed account) $18/mo.
Sweep fee (per zero balance or analyzed account) $15/mo.
Checks/Electronic Debits  
Checks written  
Insufficient/unavailable funds (any transaction, whether returned or paid, including bill payment & ATM/POS) $27
Verification of Deposit $10
Checks Written  
  • Paid through in-clearing
$0.12
  • Paid at branch
$0.25
  • Debit

$0.10

Stop payment (paper or electronic) $25
Money order $2

Cashier's check to account holder

Cashier's check to 3rd party

$2

$5

Collection item (incoming or outgoing) Cost + $10
Documentary Cost + $50

Digital Banking

 
Online Bill Payment Fee Free
  • Insufficient/unavailable funds (any transaction, whether returned or paid, including bill payment & ATM/POS)
$27
Expedited bill payment services

 

 

           - Popmoney® $0.75/ea.
           - Overnight Check $17.95/ea.

ACH

  • Return
  • File transmission (per file)
  • Item processing (per item)

 

$10
$10
$0.10

Deposits/Electronic Credits

 

Deposit processing
           Per check deposited

$1.25
$0.08

Deposit correction $5
Returned item (paper or electronic) $15
ACH credit Waived

Cash/Currency

 
Currency deposit/purchase (per $100) $0.20

Coin

  • Rolled coin deposit (per roll)
  • Bagged coin deposit (per bag)
  • Boxed coin purchase (per box)

$0.10
$3.50
$3.50

Other

 

Wire Transfer

  • Incoming
  • Incoming fax or email wire notification
  • Outgoing ($50 minimum)
  • International

 

$10
$2
$25
$35

Courier/armored car service At cost
Third-party services At cost
Money Service Business (businesses subject to compliance or FinCEN regulations) $50/mo.
Legal document processing $50
Remote deposit $35/mo.

General Business Checking

Digital Banking

 

Online bill payment

  • 3+ bill pays/mo.
  • Low activity (less than 3 bill pays/mo.)
  • Paper copy of bill payment
  • Rejected bill payment
  • Expedited bill payment services
    • Popmoney®
    • Overnight check

Fee free
$3/mo.
$5
$27

 

$0.75/ea.
$17.95/ea.

VISA® Debit Card

 
Uses that do not require a PIN Fee free

PIN-based ATM uses (withdrawals, transfers, inquiries)

  • At Island & CO-OP Network ATMs
  • At other ATMs (plus ATM owner surcharges)

Fee free
$1.50
Lost card replacement $5
24-Hour Telephone Teller Fee Free

Checking, Savings, Money Market

 
Account closure within 90 days of opening $10
Checking printing At cost

Temporary checks:

  • Per sheet of 3
  • Initial set of 9 (at account opening)

$1
Fee free
Insufficient/unavailable funds (any transaction, whether returned or paid, including bill payment & ATM/POS) $27
Reg D excess activity (6+ non-branch savings/money market withdrawals/mo.) $10
Deposit correction $5
Verification of Deposit $10

Checks And Transfers

 
Cashier's check to account holder
Cashier's check to 3rd party
$2
$5
Collection item (incoming or outgoing) Cost + $10
Documentary Cost + $50
Gift check $2.50
Money order $2
Overdraft transfer (from savings or money market) $5
Returned item (paper or electronic) $15
Stop payment (paper or electronic) $25
Wire Transfer
  • Incoming
  • Outgoing ($50 minimum)
  • Interntational

$10
$25
$35

Miscellaneous Services

 
Copies (checks, statements, vouchers) $2
Legal document processing $50
Merchant credit card processing At cost
Monthly activity printout
  • First page
  • Second & subsequent pages

Fee free
$2
Payroll processing At cost
Research (all requests) $20/hr.
Returned statement (invalid address) $5

Other

 
Out of compliance (missing required documents and/or licsening) $100/mo.