Personal & Holiday Loans

Learn About Your Personal Loan Options

Holiday Loans / Signature Plus Loans

  • Rates as low as 6.99% APR1
  • Low monthly payments FIXED for the life of the loan
  • Installment loans with fixed payments
  • Financing up to $50,000
  • No collateral required
  • Terms up to 120 months
  • Free account access via Digital Banking and 24-Hour Telephone Banking

See our Signature Plus Loan rates.

Apply Now 

Share-Secured Loans

Share-Secured Loans allow you to borrow against your North Island Share Savings Account and continue earning dividends.

  • Financing up to 100% of account balance with verified available funds
  • Ultra-low rates
  • A great way to build/re-establish credit or avoid early withdrawal penalties on certificates
  • Free account access via Digital Banking and 24-Hour Telephone Banking

See our Share-Secured Loan rates.  

Apply Now

Prime Plus Line Of Credit

  • We offer revolving credit lines up to $50,000
  • Low monthly payments
  • No collateral required
  • Free account access via Digital Banking and 24-Hour Telephone Banking
  • Available as Overdraft Protection for a North Island checking account
  • Unlimited check writing privileges

See our Prime Plus Line of Credit rates.

Apply Now

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