If you live or work in San Diego, Orange, or Riverside Counties, or are a family member of someone who already is a North Island Credit Union member, you are eligible for membership.
To help the federal government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means to you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
All applicants, the following Credit Union documents are available here for your review; we encourage you to do so now:
Fees and Charges
Line of Credit or Prime Plus Line of Credit Applicants, please review:
Line of Credit and Prime Plus Line of Credit Account Opening Disclosure
North Island 1 LOANLINER Credit Agreement
MasterCard® Applicants, please review:
MasterCard Important Application/Solicitation Disclosures and Cardholder Agreement
Home Equity Line of Credit Applicants, please review:
Important Terms of our Home Equity Line of Credit
What You Should Know About Home Equity Lines Of Credit
Line of Credit or Prime Plus Line of Credit Applicants:
I have reviewed the Account Opening Disclosure and Island 1 LOANLINER Credit Agreement.
I have reviewed the MasterCard Important Application/Solicitation Disclosures and Cardholder Agreement.
Home Equity Line of Credit Applicants:
I have reviewed the "Important Terms of our Home Equity Line of Credit" and "What you should know about Home Equity Lines of Credit."
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Routing Number: 322281468 | NMLS #405860
©2016 North Island Credit Union. This credit union is federally insured by the National Credit Union Administration.
*APR = Annual Percentage Rate
APY = Annual Percentage Yield