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Loan Application

Membership Eligibility, Loan, HELOC and Credit Card Application & Disclosures


If you live or work in San Diego, Orange, or Riverside Counties, or are a family member of someone who already is a North Island Credit Union member, you are eligible for membership.
To help the federal government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means to you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
All Applicantsthe following Credit Union documents are available here for your review; we encourage you to do so now:
Line of Credit or Prime Plus Line of Credit Applicantsplease review:
MasterCard® Applicantsplease review:
Home Equity Line of Credit Applicantsplease review:

I acknowledge that I am an existing member or am eligible for membership in the Credit Union. Further, I have had the opportunity to review the Credit Union's Fee Schedule and Privacy Policy.

Line of Credit or Prime Plus Line of Credit Applicants:
I have reviewed the Account Opening Disclosure and Island 1 LOANLINER Credit Agreement.
MasterCard Applicants:
I have reviewed the MasterCard Important Application/Solicitation Disclosures and CardholderAgreement.
Home Equity Line of Credit Applicants:
I have reviewed the "Important Terms of our Home Equity Line of Credit" and "What you should know about Home Equity Lines of Credit."
NOTE: You must be using Internet Explorer as your web browser to complete this online application.