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Home Loans

Home Mortgages

View Current RatesPurchase that dream home, refinance from other lenders to lower your payments, or draw cash out to use as you please. We offer competitive rates and low closing costs along with many other benefits.

  • No application fees
  • No prepayment penalties
  • Financing up to 95% of home value
  • Cash out up to 80% of home value
  • Consolidate first and second mortgages and Home Equity Lines of Credit
  • Offering fixed and adjustable rate mortgages (ARMs)
  • Portfolio lender
  • Documentation is required

Use our Mortgage Qualifier Calculator or Mortgage Comparison: 15 Yrs Vs. 30 Yrs Calculator.

Adjustable Rate Mortgages:  5/1 and 7/1 ARM Loans

These adjustable rate mortgages are available at remarkably low rates.

  • No closing costs1
  • Rate fixed for the first 5  or 7 years
  • Financing up to 95% LTV (LTV’s greater than 80% require Mortgage Insurance)
  • Offer good for a limited time and is valid on owner-occupied or second homes
  • Other restrictions apply, see below

Use our Adjustable Rate Mortgage Calculator.

VA Loans

Specialized loans for a purchase, rate and term refinance, or a cash-out refinance. These loans are available to eligible members, including those who are retired military, discharged veterans, active duty military, or the un-remarried surviving spouse of a veteran.

  • Zero down payment purchases
  • 90% cash out refinances (use a cash-out refinance for home improvements, school tuition, debt consolidation, vacations, or other purchases)
  • Acceptable debt-to-income ratios higher than conventional loans
  • Fixed and adjustable rate mortgages (ARMs) available
  • No monthly mortgage insurance required
  • No prepayment penalty

Mortgage Representatives

Contact one of our dedicated mortgage representatives for assistance with your home loans and other mortgage products:

View Current Rates

Home Loan Resources

See our rates and terms for all home loans here.

Home Loan Calculators

Mortgage Loan Calculator
Adjustable Rate Mortgage Calculator
Mortgage Qualifier
Mortgage Comparison: 15 Yrs Vs. 30 Yrs
Home Equity Line Of Credit Calculator

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