Auto Loans

Auto loans as low as
.85% APR1
for vehicles purchased through our auto buying services.
Learn more.

What We Offer

Take advantage of our competitive auto loan rates and flexible terms with rates as low as 1.35% APR1 . Purchase a new or used vehicle, or refinance your existing loan from another lender to lower your payments.

  • Terms up to 72 months2
  • No payments for up to 90 days2
  • Search for your perfect vehicle with our auto buying partners
  • Use our auto loan calculators online to help determine the type of vehicle, loan type, payment plans, and more
  • Set up auto pay

A sample payment at 1.35% APR would be $28.43 per $1,000 borrowed based on a 36-month loan with 90 days to 1st payment.

Auto Insurance Requirements

If you have an auto loan with North Island Credit Union, you will be required to provide proof of insurance. Comprehensive and collision coverage with a maximum deductible of $1,000.00 must be maintained for the term of the loan. Your policy should be in effect from the date of funding and have a full description of the vehicle shown and North Island Credit Union listed as lien holder.

Lien Holder Address

North Island Credit Union
Allied Solutions Insurance Services
PO Box 58542
Tukwila, WA  98138
Fax (800) 713-0258, Control #4005

Providing Proof of Insurance

North Island has partnered with Insurance Services (Allied Solutions) to track and verify insurance coverage. If you have received a letter from Insurance Services asking for verification of insurance, you may update your insurance information online. You may also provide your proof of insurance via telephone, fax, email, or regular mail using the contact information provided in your notification letter.

Auto Buying Resources

  • Auto Loan Calculators - we have many different calculators to help you figure out what solution is best for you

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Should I Use A Home Equity Loan Instead Of An Auto Loan?
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How Long Should I Keep A Vehicle?
What Vehicle Can I Afford?
Find the Right Vehicle For You

Apply for a Loan

Get Started Today!

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