The financial advisors at North Island, registered through CUSO Financial Services, L.P. (CFS)1, can design a retirement strategy to match your budget, funding requirements, and retirement target dates.
- Manage administrative and custodial costs
- Map out an investment plan based on your risk tolerance and time horizons
- Afford you flexibility and convenience
Our CFS financial advisors will help guide you through the many complex plan options to make a simple, but informed decision.
IRA Options include:
Great for individuals who qualify for a current tax deduction or who anticipate being in a lower tax bracket during retirement. Earnings accumulate on a tax-deferred basis.
Ideal for those not requiring an immediate tax deduction. All earnings accumulate tax-free. No required minimum distributions during life time.
When you terminate employment you have a few options to consider. One option is to have your employer-sponsored retirement plan rolled over into an individual IRA that you control.2
You may transfer an existing IRA to another similar IRA. This is typically done to seek lower costs and consolidate assets.
Contact a financial advisor in your area for a no-obligation consultation.
Retirement Planning Calculators
Terms & Conditions
1 Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The credit union has contracted with CFS to make non-deposit investment products and services available to credit union members.
2 Before deciding whether to retain assets in an employer sponsored plan or roll over to an IRA an investor should consider various factors including, but not limited to: investment options, fees and expenses, services, withdrawal penalties, protection from creditors and legal judgments, required minimum distributions adn possession of employer stock.
CFS and its representatives do not provide tax advice. For specific tax advice please consult a qualified tax professional.
Not NCUA Insured or Otherwise Federally Insured
Not Guarantees or Obligations of the Credit Union
May Involve Investment Risk, May Lose Value
One or more of the CFS advisors associated with this site are securities licensed in the following states: Arizona, California, Colorado, Florida, Georgia, Hawaii, Idaho, Maryland, Nevada, New Jersey, New Mexico, New York, North Carolina, Oregon, Pennsylvania, South Carolina, Texas, Virginia, Washington.