Investment Services & Financial Advisors

Financial Planning

We care about your financial well-being and know you have goals, such as buying a house, paying for your children’s education, saving for retirement, or creating a retirement income stream. We can help you with creating a plan to reach your goals.

Our experienced financial advisors are registered through CUSO Financial Services, L.P. (CFS)1, and can help you choose strategies that fit you, your family, and your budget. These include:

  • 401(k) Rollover Options
  • Roth & Traditional IRA’s
  • IRA Transfers
  • Life Insurance Protection
  • Tax-Deferred Investing
  • Retirement Planning
  • Saving for College

Learn about what to expect from an advisor consultation.

Financial Advisors

Our CFS financial advisors have over 100 years of collective experience. Contact a financial advisor in your area for a no-obligation consultation.

Josephine Anacleto, CRPC®

Josephine began her professional career in the financial services industry in 2002 and has been associated with North Island since 2004. Josephine takes a holistic approach to help credit union members meet their long-term goals and plan for their financial future. Josephine holds the Chartered Retirement Planning CounselorSM (CRPC) designation and obtained an Executive Financial Planner Advanced Certificate from SDSU College of Extended Studies. In addition, she is a graduate of Marquette University where she earned her first Bachelor's degree. She holds a second Bachelor’s degree as well as Master's Degree from the University of Wisconsin.

Financial Advisor
CUSO Financial Services, L.P.
(858) 769-7388 | Email Josephine
Branch Locations: El Cajon, La Mesa
CA Insurance LIC# 0D62704


Carlo Boton

Carlo has almost 20 years of experience in the financial services industry. For the past ten years he has been helping credit union members with wealth management and estate planning. Carlo firmly believes in helping our members accumulate wealth during their working years and remaining engaged during the distribution phase of their retirement. Therefore, he is committed to building long-term relationships. Carlo holds a Bachelor’s Degree in Economics and is working toward an Advanced Certification in Executive Financial Planning from San Diego State University. When he’s not working, Carlo enjoys spending time with his wife Joy and 6 boys.

Financial Representative Associate
CUSO Financial Services, L.P.
(858) 769-7914 | Email Carlo
Branch Locations: Mira Mesa & Scripps Poway
CA Insurance LIC# 0C85060


Ryan Davis

Ryan is able to add value to client relationships by drawing on his knowledge of insurance and investments. With almost five years of experience, Ryan has a firm knowledge of North Island’s operations. After becoming fully licensed in securities and life insurance, he spent the past two year assisting two senior financial advisors, while also opening and servicing client accounts. In 2016, Ryan became one of our Financial Representative Associates. This position that allows him to use his experience to provide a wide array of services to our retirement and investment account customers.

Financial Representative Associate
CUSO Financial Services, L.P.
(858) 769-7378 | Email Ryan
Branch Locations: 5th & Laurel, Kearny Mesa
CA Insurance LIC# 0I97162


David Daubenspeck, CFS®, CIS™

David Daubenspeck, CFS, CIS, at North Island

David began his career in the financial services industry in 1994 and has been associated with North Island since 2006. David, a Certified Funds Specialist® and Certified Income Specialist™, concentrates on individual and small group business retirement plans and investments. He also helps individuals and companies with their risk management needs using life, disability, and other insurance products. David holds a Bachelor's Degree in Communications as well as a master's degree.

Financial Advisor
CUSO Financial Services, L.P.
(858) 769-7627 | Email David
Branch location: 5th & Laurel, Kearny Mesa

CA Insurance LIC# 0B32405


Manuel Horner

Manuel (Manny) has more than 15 years of experience in the financial services industry. He has been actively assisting members of North Island Credit Union since 2007. As a Financial Representative Associate, Manny is dedicated to helping individuals and business owners reach their financial goals by protecting and growing their assets. He works closely with our members to help them develop a financial plan and provide customized investment and insurance solutions built around their individual needs and objectives. Manny holds a Bachelor's Degree in Business Administration from the University of San Diego.

Financial Representative Associate
CUSO Financial Services, L.P.
(858) 769-7675 | Email Manny
Branch Locations: NAS North Island, Chula Vista East
CA Insurance LIC# 0D11056


Kron Littleton

Kron Littleton at North Island

Kron began his professional career in the financial services industry in 1995 and has been associated with North Island since 1999. Kron uses his securities and investments experience to help members reach their goals. Prior to his financial services career, Kron was a career naval officer which included assignments as commanding officer of a helicopter combat squadron, deployed to Desert Storm as air officer, USS Tripoli, LPH 10, and was a military lecturer at the Naval Postgraduate School (1992-94).

Financial Advisor
CUSO Financial Services, L.P.
(858) 769-7938 | Email Kron
Branch locations: Imperial Beach, South Bay
CA Insurance LIC# 0B43521.


Tracie Markson-Krosky

Tracie Markson-Krosky at North Island

Tracie began her professional career in the financial services industry in 1987 and has been associated with North Island since 1999. Tracie has a background in securities, variable annuities, and life and disability, which make her well prepared to help her clients plan their financial future. Tracie, a graduate of San Diego State University, has a Bachelor’s of Science in Business Administration with an emphasis in finance.

Financial Advisor
CUSO Financial Services, L.P.
(858) 769-7933 | Email Tracie
Branch locations: Mira Mesa, Scripps-Poway
CA Insurance LIC# 0A67914


Kevin Meyer

Kevin has more than 8 years of experience in the financial services industry and has been assisting North Island Credit Union members with their financial needs since 2015. He is focused on helping individuals and business-owners plan and invest for a secure retirement for themselves and their employees. In addition, he helps our members manage risk and protect their hard-earned assets using life, disability, and other insurance products. Kevin holds a Bachelor's Degree in Liberal Arts. When he’s not working, you might see Kevin surfing in San Diego.

Financial Advisor Associate
CUSO Financial Services, L.P.
(858) 769-7951 | Email Kevin
Branch Locations: Imperial Beach, South Bay
CA Insurance LIC# 0I97162


Paul Vanden Brook

Greg Bond, CFS at North Island

Paul began his career in the financial services industry in 1989 and has been associated with North Island since 2016. His extensive experience with retirement planning and annuities allows him to help our members plan and prepare for the future. Paul has led numerous financial education seminars and workshops for clients and the public. He holds a Bachelor’s Degree in Finance from Ferris State College.

Financial Advisor
CUSO Financial Services, L.P.
(858) 769-7939 | Email Paul
Branch location: Chula Vista East, North Island Naval Air Station
CA Insurance LIC#
0B58021


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