Auto & Home Insurance

Auto & Home Insurance Program

The TruStage™ Auto & Home Insurance Program partners with Liberty Mutual, the nation's third-largest property and casualty insurer in the U.S., to offer North Island members like you discounted rates on auto, home, renters, and condo insurances.1

  • Pay bills, update your policy, or report a claim using e-service
  • 24-hour claim service
  • Discount pricing for North Island Credit Union members

Auto | Home | Renters | Condo | Call (800) 813-0827

Mechanical Breakdown Protection

When you experience a mechanical failure, we have you covered. Help ensure your vehicle is protected and reduce the possibility of out-of-pocket expenses when your vehicle suffers unexpected repairs or breakdowns. In addition to pricing that is a fraction of what others may charge, we offer a comprehensive benefits package designed for maximum convenience and comfort in the event of a mechanical breakdown.

  • Available on most new and pre-owned vehicles
  • Low deductibles and nationwide protection
  • 24-hour roadside assistance
  • Rental vehicle assistance
  • Tire road hazard protection
  • Trip interruption
  • One deductible per visit
  • No limit on claims
  • Increased resale value: protection is transferable to new owner if you sell your vehicle

You may be eligible to add Mechanical Breakdown Protection to your North Island Auto Loan today. Simply call (800) 848-5654, option 5 or visit your local branch.

Guaranteed Asset Protection (GAP)

Reduce your out-of-pocket expense in the event your vehicle is stolen or damaged beyond repair. GAP offers an additional measure of family security and peace-of-mind by reducing the financial burden that may be incurred if your vehicle is stolen or totaled. Additionally, GAP prevents the deficiency loan balance from being added to a new loan in the event of a total loss and serves to protect your credit rating. GAP can be purchased at a low, one-time cost.

  • Competitively priced, must-have protection for members who finance their new or used auto at only $395
  • Mitigates out-of-pocket expenses for the remaining loan balance after loss settlement2

The GAP Advantage (included at no additional charge) gives you further peace of mind: If the covered vehicle ever becomes "totaled,” or is stolen and not recovered, GAP Advantage pays an additional $1,000 toward the purchase of your replacement vehicle. Not only will you receive the difference between the value of your vehicle and its unpaid loan balance, you also get a head start on financing a new or used replacement vehicle when you refinance at North Island.

Add GAP to your North Island auto loan at any time. Simply call (800) 848-5654, option 5 or visit your local branch.

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