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|Monthly Maintenance Fee||$2/month waived with eStatements1||Fee-free|
|Online Bill Pay||Yes||Yes|
|30,000+ Surcharge-Free ATMs3||Fee-free||Fee-free|
|Paper Checks||At cost||1 box free at account opening5, then at cost|
|Dividends||Yes, minimums apply6||No|
Terms & Conditions
1 $2 monthly fee also is waived with direct deposit ($400+/mo. minimum into checking that receives the direct deposit), OR if under age 18.
2 With enrollment in Digital Banking and election to receive account alerts.
3 All ATMs in the CO-OP network are fee-free to North Island members. CO-OP is a nationwide network of over 30,000 surcharge-free ATMs owned by credit unions, including North Island, as well as participating 7-Eleven(R) store ATMs.
4 With enrollment in Overdraft Protection.
5 Applies to initial order of North Island checks at account opening. Other designs and subsequent orders available at cost.
6 Balances over $10,000 earn a dividend rate of .05% (Annual Percentage Yield: .05%). The APY is accurate as of the last dividend declaration date.
Programs (including but not limited to fees, rates, and features) are subject to change without notice. After account is opened, dividend rate and APY may change at North Island Credit Union's discretion. Fees may reduce earnings.
View our complete Consumer Account Agreement & Disclosure.