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Rewards MasterCard

Rewards MasterCard®

With the Rewards MasterCard, in addition to generous rewards and cash back, enjoy low credit union rates and no annual fee!
 

Rewards

With our state-of-the art rewards and cash back program, you'll earn 1 points for every $1 spent, plus benefits galore, including:
  • 0% Intro APR* for 6 billing cycles on all purchases and balance transfers
  • No annual fee
  • 2,500 bonus rewards points for your 1st balance transfer of $500+.
  • 1,000 bonus rewards points for your 1st purchase.
  • 2% Balance transfer fee
  • Over 6 million reward options to choose from, including electronics, travel, concerts, home furnishings, and more.
    • Unlike other cards, pay no additional fees to redeem rewards points.
    • No blackout dates or restrictions on airline ticket points redemption.
    • Purchase additional points needed to complete redemption for a specific item.
    • Over 10,000 rewards available for 1,000 points or less.
    • New items added daily.
    • Browse rewards catalog
  • Apply Now

Added Benefits

Plus, you'll automatically receive:
  • Manage Your Card - Real-time, online, at myisland.mycardinfo.com
  • Travel Assistance - for emergencies while traveling like medical or emergency cash.
  • Master Road Assistance - roadside assistance while traveling in any of the 50 states.
  • MasterCard Global Assistance - provides worldwide, 24-hour assistance with lost and stolen card reporting, emergency card replacement, and emergency cash advance.
  • Extended Warranty - may double the manufacturer original warranty.
  • Purchase Assistance - for items purchased with your Island Rewards MasterCard that are stolen or damaged within 90 days of purchase.
  • Satisfaction Guarantee Coverage - for items purchased with your Island Rewards MasterCard, for yourself or to give as a gift, if the merchant refuses to take the item back within 60 days card absolutely free.

Register your card with MasterCard SecureCode for additional security on your credit.

 
Apply Now | Find a branch | Call (800) 848-5654, option 4
 
Terms & Conditions
*APR = Annual Percentage Rate. Offers subject to change. The introductory APR will apply to purchases made during the first six billing cycles commencing on the date of account opening, and will end upon the start of the seventh billing cycle. Beginning with the seventh billing cycle, the APR will vary based on The Wall Street Journal Prime Rate. Introductory and Post Promotional APR will be based on your credit worthiness. As of April 1, 2015, the post-promotional rate would have been 9.9%-15.9% APR for the Platinum MasterCard® and 10.9%-16.9% APR for the Rewards MasterCard®. The balance transfer fee is 2% and the minimum transfer is $500. There is a Cash Advance fee of 3% or $10, whichever is greater, and a Foreign Transaction fee of 1%.