Our branches and contact center will be closed on Saturday, July 4, in observance of Independence Day.
Digital Banking, ATMs, and AutomatedTelephone Banking will be available as usual.

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Loans & Lines

North Island has a full range of financing options to help you grow your business.
 

Lines of Credit

Short-term financing to cover seasonal income fluctuations, take advantage of discount purchasing, or handle unexpected expenses.
  • Ideal for recurring or seasonal cash flow needs
  • Both secured and unsecured options available
  • You pay interest on the outstanding principal balance each month
  • Fast, easy access to funds via Digital Banking, telephone, or branch transfer
  • Use as Overdraft Protection for Business Checking
  • Lines range from $500 to $5 million
  • Borrower must maintain their primary business deposit relationship with North Island
 
Business Credit Application | Find a branch | Call (800) 293-6494
 

Vehicle Loans

Finance up to 100% of the purchase price of a new, used, or executive auto, van, truck–or entire fleet of vehicles—at competitive fixed rates.
  • Low rates and flexible terms
  • Quick decisions and funding
  • Borrower must maintain their primary business deposit relationship with North Island
 
Business Credit Application | Find a branch | Call (800) 293-6494
 

Term Loans

Reach your company's long-term goals without depleting savings. Borrow just what you need in one lump sum.
  • Expand your business, increase working capital, purchase equipment, or consolidate debt
  • Low rates and flexible terms up to 10 years depending on collateral
  • Fast approvals by local decision makers
  • Loan amounts range from $1,000 to $5 million
  • Convenient automatic deduction of payments from Business Checking
  • Borrower must maintain their primary business deposit relationship with North Island
 
Business Credit Application | Find a branch | Call (800) 293-6494
 

Commercial Real Estate Loans

Whether it’s for your own business or for investment, The Island is your direct source for long-term, permanent commercial real estate loans. Financing is available for commercial/industrial sites, office buildings, multi-family units, and retail centers.
  • Loan amounts up to $15 million
  • Fast turnaround by local decision makers
  • Convenient automatic deduction of payments from your Business Checking
 
Find a branch | Call (800) 293-6494
 
Terms & Conditions
Programs (including but not limited to fees, rates, and features) are subject to change without notice.