North Island branches and Contact Center will be closed Monday, October 12, in observance of Columbus Day.
Digital Banking, ATMs, and the Automated Telephone Attendant will continue to be available as usual.

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Overdraft Protection

North Island provides an Overdraft Protection Plan to help you prevent overdraft and insufficient/unavailable funds fees on your business checking account.

Overdraft Protection

When you link your checking account to a savings, money market, or line of credit, we will automatically transfer funds into your checking account to avoid an overdraft situation.
  • Certain fees and/or interest charges may apply. Please refer to the current fee schedule.
Enroll in overdraft protection by contacting your Business Relationship Officer, local Branch Manager, or calling (800) 293-6494, option 1.
Terms & Conditions
Federal Regulation D limits the number of transfers from savings and money market accounts to 6 per month. A $10 fee is charged for each transaction over the regulatory limit.
Payment of an inadvertent overdraft is not guaranteed and is paid at the Credit Union's sole discretion.