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Overdraft Protection

North Island provides an Overdraft Protection Plan to help you prevent overdraft and insufficient/unavailable funds fees on your business checking account.
 

Overdraft Protection

When you link your checking account to a savings, money market, or line of credit, we will automatically transfer funds into your checking account to avoid an overdraft situation.
  • Certain fees and/or interest charges may apply. Please refer to the current fee schedule.
Enroll in overdraft protection by contacting your Business Relationship Officer, local Branch Manager, or calling (800) 293-6494, option 1.
 
 
 
 
Terms & Conditions
Federal Regulation D limits the number of transfers from savings and money market accounts to 6 per month. A $10 fee is charged for each transaction over the regulatory limit.
Payment of an inadvertent overdraft is not guaranteed and is paid at the Credit Union's sole discretion.