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Business Savings

In addition to lower balance requirements and higher-than-bank dividends, our savings products provide protection for occasional overdrafts.1
 

Which Savings Product Is Right For Your Business?

Business Savings

  • Enjoy low minimums and easy access.
  • No monthly fee for balances as low as $200.
  • Higher-than-bank dividends (Dividends are only paid out for balances at or over the minimum opening deposit amount).
  • Use for overdraft protection on Business Checking.1
  • Free account access via Business Digital Banking, 24-Hour Telephone Teller, and at nearly 650 local ATMs and over 30,000 nationwide2
There is a minimum opening deposit of $200 and a $3 monthly fee if the average daily balance falls below $200.
 

Business Money Market

Our tiered Money Market accounts offer significantly higher rates while preserving liquidity.
  • No monthly fee for balances as low as $2,500.
  • Higher dividends for higher balances (Dividends are only paid out for balances at or over the minimum opening deposit amount).
  • Limited check writing.
  • Use for overdraft protection on Business Checking.1
  • Free account access via Business Digital Banking, 24-Hour Telephone Teller, and at nearly 650 local ATMs and over 30,000 nationwide.2
There is a monthly fee of $5 if average daily balance falls below $2,500.
 
See our rates and terms for all business savings account rates here. 
 
Terms & Conditions
1No more than six non-branch transfers, withdrawals, or electronic debits per calendar month from your business savings or money market accounts. Refer to our Business Account Agreement & Disclosure for full details.
2All ATMs in the Co-Op Network are fee-free to Island members. Co-Op is a nationwide network of over 30,000 ATMs owned by credit unions, including The Island, as well as participating 7-Eleven® store ATMs.
Programs (including but not limited to fees, rates, and features) are subject to change without notice. After account is opened, dividend rate and APY may change at North Island Credit Union's discretion. Fees may reduce earnings.