Contact Us


Mon - Fri: 8:00am - 6:00pm, PT
Saturday: 9:00am - 2:00pm, PT
General: (800) 848-5654
Fax: (858) 769-7956
Outside U.S.: (858) 769-7600 


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North Island Credit Union
P.O. Box 85833
San Diego, CA 92186-5833

If You Are Contacted:

You may be contacted for both security and survey purposes. In such cases, we will only ask you to verify your information, never to provide it to us.  Learn more.

Information Updates:

Update your address, telephone, or email: (800) 848-5654, option 0

Credit Cards Lost Or Stolen:

Visa® Debit Card: (888) 220-9591
Rewards or Platinum MasterCard®
: (800) 848-5654, option 8
 Credit Card: (First Bankcard issued): (800) 444-6938

Credit Disputes

North Island Credit Union
P.O. Box 85833
San Diego, CA 92186-5833
(858) 769-7411

Deposit/Loan Payment

North Island Credit Union
P.O. Box 85829
San Diego, CA 92186-5829

Real Estate

Subordination Request Form

Fax all payoff demand requests to: (858) 769-7959

Business Services Staff

Our business bankers have lived and worked in San Diego for decades, and have first-hand knowledge of the industry and local economy.

General Information (800) 293-6494
Bob Reck
First VP, Business Services
(858) 769-7325
Email Bob
Gil Espino
VP, Business Lending
(858) 769-7108
Email Gil
Richard Hubeny
VP, Business Lending
(858) 769-7551
Email Richard
Johnny Galvan
VP, Business Lending
(858) 769-7074
Email Johnny
Brandon Jensen
Cash Management Services & Business Lending
(858) 769-7375
Email Brandon
Jessica Rapaido-Ybarra
Cash Management Services
(858) 769-7607
Email Jessica

Media Inquiries

Thanks for your interest in North Island Credit Union. Members of the media may contact our Community Relations department at (858) 769-7578.

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